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0% Car Finance Deals
Browse the latest interest free car finance offers from Swansway Group - we have new car offers to suit any budget.
What is 0% car finance?
Discover the advantages of purchasing a vehicle on 0% Finance. This financing option allows you to spread payments over an extended period of time, without incurring any interest or additional fees. Unlike other finance options, 0% Finance makes owning a vehicle more affordable by eliminating the cost of borrowing. You are essentially just splitting the price of the car into more manageable monthly payments.
APR stands for Annual Percentage Rate and is how much it costs you to borrow money and includes interest rates and additional fees - this is usually added onto the monthly payment of the item you purchased. It's important to note that 0% Finance is not a standalone finance type, but rather a variation of Personal Contract Purchase or Hire Purchase without the interest. Take advantage of this appealing option, offered in select circumstances, to make your vehicle purchase more feasible and to help no matter what your budget.
Although this type of finance on a car may seem too good to be true and are usually rare and hard to come by, here at Swansway, we believe everyone should be able to afford their dream car. If you’re unsure whether a 0% car finance offer would be right for you, you can get in touch with us today to talk through some of your options or find out if this is the route you should go down.
Current 0% Finance Offers
CUPRA 0% Finance Deals
SEAT 0% Finance Deals
PEUGEOT 0% Finance Deals
Volkswagen 0% Finance Deals
How does 0% finance work?
If you've been in the market for a new car, chances are you've heard about 0% car financing. At its core, this financing option allows you to purchase a vehicle without having to pay any interest on your loan. It sounds great, but how exactly does it work? Essentially, the dealership or lender is willing to forego any interest they would typically charge you in order to entice you to buy a car.
This can be a great option for those who can’t afford to buy a new car outright or want to save money in the long run and also have the convenience of a monthly payment plan. Just keep in mind that not everyone will qualify for this type of financing and you'll still need to make sure the car you're considering fits within your budget overall and that you are able to pay the overall cost back over time.
Before you leap into a 0% finance contract, ensure that you’ve read all of the terms and conditions that come with the contract so you know exactly what to expect for the term - you should seek advice from professionals to ensure that this is the right option for you and to ensure that you can pay the money you owe each month.
Requirements for 0% finance
One of the most significant requirements is having a good credit score, as it indicates to the lender that you're financially responsible and capable of paying back the loan. Another requirement might be a sizable deposit to offset the risk associated with 0% APR financing - the deposit requirements are set by the manufacturer or lender. Be sure to research and understand the requirements before committing to a deal. If you meet the criteria, you could save thousands of pounds in interest charges and drive away in a brand new car stress-free!
There are plenty of other options if you don’t meet the requirements of this finance scheme - you can also take a look at our other finance options so that you don’t miss out on your next car. Be sure to contact us if you have any questions or if you’d like to find out more about this scheme or others.
Which finance products are offered with 0%?
Different manufacturers release different 0% deals sporadically. These 0% deals can be applied to either a Hire Purchase or Personal Contract Purchase agreement. The option you pick will depend on what kind of ownership you want. Contact one of our Swansway dealerships for more information on new car finance and 0% finance offers today and see if you could be eligible.
What to know more about our 0% finance offers?
Choosing a finance option needn’t be stressful and the team here at Swansway have a wealth of knowledge and experience in order to help you choose the right car at the right price. No matter your budget, there’s something for everyone - whether you’re looking for something smaller as a beginner or larger for your growing family. Get in touch with our team today to find out more about our finance offers. If you’d prefer to buy a car outright and would like to consider a used vehicle, take a look at the range of used cars we have available today. Alternatively, you can submit our contact form below and we’ll get back to you as soon as we can.