The rising cost of living is having a profound impact on UK households, affecting everything from grocery shopping to energy bills. One area where financial pressures are becoming increasingly evident is vehicle maintenance. According to a recent study by Volkswagen Financial Services (VWFS) UK, a significant number of drivers are skipping car servicing in an effort to save money. But while this may offer short-term financial relief, the long-term consequences could be far more costly and even dangerous.
In this article, we’ll explore the reasons behind this trend, who is most affected and why regular servicing remains crucial for road safety and vehicle longevity.
The growing trend of skipping car services
According to VWFS UK’s research, one in four UK drivers (25%) has skipped their annual car service due to financial constraints. Moreover, 18% of those surveyed admitted they are likely to miss their next service as well.
This data highlights a concerning shift in driver priorities. Traditionally, routine servicing has been considered an essential aspect of vehicle ownership, ensuring that cars remain safe, reliable and efficient. However, as household budgets are squeezed, many motorists are now viewing servicing as a discretionary expense rather than a necessity.


Young drivers hit the hardest
The data suggests that younger drivers are disproportionately affected by financial pressures when it comes to vehicle maintenance. Among drivers aged 24 to 34, a staggering 38% have skipped a service due to cost concerns. In contrast, only 14% of drivers aged 65 and over have done the same.
The reasons for this disparity are clear. Younger drivers often have lower disposable incomes and many are already juggling student loans, rent and other financial responsibilities. Additionally, younger motorists may be less experienced in vehicle upkeep and might not fully grasp the long-term risks associated with missing a service.
Alarmingly, 45% of younger drivers anticipate skipping their car service in the next year, compared to just 10% of older drivers. This suggests that the trend is likely to continue, raising concerns about road safety and the overall condition of the UK’s vehicle fleet.
Ignoring essential maintenance: a growing concern
Skipping routine servicing is just one part of the problem. The study also found that nearly a quarter of UK drivers (24%) have admitted to continuing to drive their vehicles despite knowing they needed essential maintenance. Common neglected issues include:
- Worn-out tyres that compromise road grip and increase the risk of blowouts.
- Brake issues, such as worn brake pads or malfunctioning brake lights.
- Oil changes, which are crucial for engine health.
- Faulty headlights and indicators, reducing visibility and increasing accident risks.
Younger drivers are, once again, the most likely to engage in this risky behavior. Over half (53%) of drivers aged 25 to 34 admitted to ignoring necessary repairs, compared to a much lower percentage among older age groups. Furthermore, men (29%) were more likely than women (19%) to continue driving with known safety issues.
This trend not only endangers the drivers themselves but also other road users. Unaddressed mechanical issues can lead to sudden breakdowns, accidents, or even catastrophic failures.


Financial solutions: the growing demand for service plans
Given the financial pressures many drivers face, flexible payment options for servicing are becoming more popular. The study found that 39% of drivers would prefer to spread the cost of servicing through regular monthly payments, rather than paying a large lump sum all at once.
Younger drivers, in particular, are showing significant interest in this model, with 69% of 25- to 34-year-olds supporting monthly service plans. Even among older drivers, 23% expressed interest in such payment solutions.
Many manufacturers and dealerships already offer service plans that allow customers to pay for maintenance in manageable monthly installments. These plans not only make servicing more affordable but also ensure that vehicles receive timely maintenance, preventing costly repairs down the line. You may also want to opt for interest-free payments with Bumper.
Lack of understanding: the issue with dashboard warning lights
Another critical aspect of vehicle maintenance is understanding dashboard warning lights. The survey revealed that many drivers lack knowledge about the meanings of these indicators:
- 58% of drivers admitted they would continue driving despite seeing a red warning light on their dashboard.
- Many were unable to identify common warning symbols, such as those for tyre pressure or engine issues.
- Younger drivers (25-34) were the most likely to ignore red warnings, with 63% admitting they would keep driving.
Ignoring warning lights can be dangerous. A red dashboard light often signals an urgent problem that, if left unresolved, could lead to severe mechanical failure or even accidents. This highlights the need for greater education on vehicle maintenance, particularly among younger motorists.
Why regular servicing is essential
While skipping a service may seem like an easy way to save money, the potential consequences can be far-reaching. Here’s why regular maintenance is crucial:
Ensuring safety
A well-maintained vehicle is a safer vehicle. Routine servicing checks critical components such as brakes, tyres, suspension and lights, reducing the risk of mechanical failures that could lead to accidents.
Avoiding expensive repairs
Minor issues caught early can prevent costly repairs later. For example, neglecting an oil change can lead to engine damage, resulting in repairs that cost thousands of pounds.
Maintaining fuel efficiency
A well-serviced car runs more efficiently, consuming less fuel and reducing overall running costs. Clogged air filters, under-inflated tyres and old engine oil can all negatively impact fuel economy.
Preserving vehicle value
If you plan to sell your car in the future, a full service history enhances its resale value. Buyers are more likely to pay a premium for a well-maintained vehicle.
Complying with warranty requirements
For those driving newer cars, skipping servicing can void the manufacturer’s warranty, leading to out-of-pocket expenses for repairs that might otherwise have been covered.

Choose your service plan with Swansway
The financial struggles faced by UK drivers are undeniable and it’s understandable why some may view skipping car servicing as a way to cut costs. However, this is a short-sighted solution that can lead to greater expenses in the long run.
Ultimately, regular servicing should be seen not as an optional expense but as a vital investment in road safety, vehicle reliability and long-term financial savings. By taking a proactive approach to vehicle maintenance, drivers can avoid major repairs, improve fuel efficiency and ensure they stay safe on the road. Take a look at some of the servicing we do and how we can help you manage your payments. If you’re unsure what you're looking for or would like more information about one of the vehicles you see on our website, don’t hesitate to get in touch with one of our team and we’d be happy to help you.